There are quite a few benefits to clients by using the Instant Bond Indicator. The first obvious benefit is that they can now shop with real purpose because Nedbank has now given them a view of exactly what we would give them once they've found a property that they'd like to purchase.
The second thing is that it allows them the flexibility to go into a show house and at that point in time, be able to put in the value of the home that they're looking to purchase and get a view of exactly what we'll be able to give them.
The third thing for them is that without having to go through the full application process and invest a lot of time and effort in that, right up front they can get a very clear indication of what Nedbank will offer them from a long term perspective.